Work from anywhere
Appointments are virtual. If you have a quiet space, reliable internet, and a professional presence on camera, you can run the business from home.
Independent agency · Remote first
Protect families. Build a career you can take anywhere.
AO Garcia Agency helps motivated people start or grow a benefits practice from home — with training, leadership paths, and client conversations that happen over Zoom, not on a doorstep.
The opportunity
A remote practice serving working families.
We recruit people who want a performance-based career presenting life and supplemental benefits to families who have already asked for a conversation. You run your calendar. We help you learn the craft.
100%Remote client meetings via video
WeeklyPerformance-based pay on production
Two tracksLicensed agents and developing talent
Why people join
Built for people who want control of their time.
This is a path for people who want flexibility, coaching, and a chance to grow a book of business.
Training that continues
New associates receive structured onboarding. Licensed agents plug into product, process, and leadership development instead of being left to figure it out alone.
Room to lead
Strong producers can grow into mentoring and agency-building tracks. Advancement is based on activity and results, not tenure.
Warm conversations
Many of our roles are built around people who requested information — not cold-calling strangers. You still have to show up prepared and close professionally.
Renewal potential
In-force business can create residual income under the contract you sign. Vesting and amounts depend on the agreement and persistency — not a promise on this page.
Simple tools
You will work in a modern stack: video meetings, a CRM workflow, and a simple process that starts with a live career overview.
Process
From career overview to first appointments.
01
Career overview
Attend a company career overview to learn the details of the position before you take the next step.
02
Zoom interview
All interviews are video. Come ready to talk about work ethic, schedule, and whether you already hold a life license.
03
Licensing & onboarding
If you are not licensed, we outline the path. If you are, we get you into product and process training quickly.
04
Run your book
You start taking appointments, logging activity, and building a pipeline with coaching from leadership.
Fit
Two doors in. Same standard.
Already licensed
Life insurance agents
If you already hold an active life license and are tired of hunting your own prospects, this track is built around a supported sales process and a path into leadership if you want it.
Building the skill
Developing associates
No industry background required for certain roles. You do need professionalism on camera, coachability, and a willingness to complete licensing where the state requires it.
Questions
Straight answers.
Is this a W-2 hourly job?
No. Associates typically work as independent contractors on a performance-based structure. Read the offer and contract carefully before you accept.
Do you guarantee income?
No. Earnings depend on licensed status, activity, appointments kept, and cases placed. Anyone promising a set income without production is not describing this work accurately.
Where can I work from?
Roles are remote. You still need to be legally able to work with the clients and products in the states or provinces where you are appointed. Leadership will walk through that in the interview.
How do I get started?
Use the Attend the webinar button on this page. You will join a company career overview to learn the details of the position. Interviews after that are on Zoom.
Next step
Ready to talk?
Start by attending a company career overview. You will learn the details of the position before any interview.
Attend the webinar